App Privacy Policy

Last updated June 9, 2024

We firmly believe in the importance and observance of fundamental privacy rights. Reading this privacy policy helps you understand your privacy rights and choices when you purchase and use our mobile application (MoneyLoupe). If you disagree with our handling of personal information, please do not consider MoneyLoupe your budget book.

KEY TAKEAWAYS

Does our mobile application collect and process personal data?

MoneyLoupe collects and processes no personal data.

Does our mobile application share user data with third parties?

MoneyLoupe shares with third parties no user data.

Does our mobile application connect online to banking institutions and financial service providers?

MoneyLoupe does not connect online to banking institutions and financial service providers.

How do you exercise your privacy rights and choices?

Data Collection

In short: Our mobile application does not collect and process personal data.

You can use MoneyLoupe without opening an account. We do not request access or permission to certain features from your mobile device.

Features and services of our mobile application are not conditional on providing any personal data. You are budgeting entirely offline.

MoneyLoupe does not establish online connections to banks, credit card corporations, or brokers.

Data Disclosure

In short: Our mobile application does not disclose personal data to third parties.

MoneyLoupe has no third parties in play that receive user data. We do not sell personal data to third parties for business or commercial purposes. We will not sell personal data belonging to buyers and users of our mobile application in the future.

As a resident of the European Economic Area, you have the right to complain to your Member State data protection authority if you believe we are unlawfully processing personal data.

As a resident of the United Kingdom, you have the right to complain to the UK data protection authority if you believe we are unlawfully processing personal data.

As a resident of Switzerland, you may contact the Federal Data Protection and Information Commissioner if you believe we are unlawfully processing personal data.

As a resident of California, you may refer to your rights provided under the California Consumer Privacy Act (CCPA) if you believe we are processing personal data. In particular, you have the right:

to request and obtain, once a year and free of charge, information about personal data being disclosed to third parties for direct marketing purposes by us
to request and obtain, once a year and free of charge, the names and addresses of all third parties having received personal data in the preceding calendar year from us
to request the deletion of your personal data
to not being discriminated against for the exercise of a consumer’s privacy rights
to limit the use and disclosure of sensitive personal information

As a resident of Virginia, you can exercise your rights provided under the Virginia Consumer Data Protection Act (CDPA) if you believe we are processing personal data. In particular, you have the right:

to be informed whether or not we are processing your personal data
to access your personal data
to correct inaccuracies in your personal data
to request the deletion of your personal data
to obtain a copy of your personal data
to stop the processing of your personal data

Data Storage

In short: Our mobile application stores data locally on your device hosting the application.

MoneyLoupe meets the data storage requirements by using Realm. You do not have to open an account or reveal personal information to use Realm.

Realm is a general-purpose, object-oriented database. This mobile database is fast, reactive, and scalable, benefitting from hybrid cloud-hosted and local storage.

Realm is a commonly applied database option when it comes to iOS apps. On iOS 8 and above, Realm automatically encrypts files inside apps using NSFileProtection whenever your device is locked.

This privacy policy is a legally binding agreement between you and MoneyLoupe’s developer. When purchasing and accessing MoneyLoupe, you acknowledge that you are familiar with and accept the policy terms.

Changes to our privacy policy might come with new features and app updates. We generally reserve the right to modify the terms of this privacy policy at any time at our discretion. If we opt for changes, we will revise the updated date at the top of this document.

An updated version of this privacy policy will be effective immediately unless otherwise specified. Your continued use of MoneyLoupe will constitute your consent to our policy changes.

If you have questions regarding our app privacy policy, email us at moneyloupe@yahoo.com. We will act upon any request according to applicable data protection.